Is your home or business protected against earthquakes?

Is your home or business protected against earthquakes?

The earthquake felt in Lisbon on 17 February reminded us of the vulnerability of our heritage to unexpected natural phenomena. Fortunately, no serious damage was recorded, but the question remains: what if the next one is stronger?

In Portugal, a severe seismic event can cause huge losses for both individuals and companies. The ASF's recent proposal to create a seismic fund and make seismic risk cover compulsory in insurance reinforces the urgency of adequate protection.

Protection for Private Individuals: The Security of Your Home

Your home is your safe harbour, but is it prepared to withstand an earthquake? Multi-risk home insurance with seismic cover can be the difference between a quicker recovery and an overwhelming loss.

✔ Repairing structural damage (walls, roofs, foundations)
✔ Replenishment of essential goods (furniture, household appliances, valuables)
✔ Support for temporary accommodation, if the house becomes uninhabitable

Business Protection: Business Continuity

An earthquake can seriously affect the infrastructure of a business, causing interruptions that jeopardise its sustainability. Seismic cover in Business Multi-Risk insurance protects:

✔ Essential installations and equipment
✔ Stocks and merchandise
✔ Business interruption losses

Prevention is the Best Strategy

In addition to adequate insurance, measures such as structural reinforcement of buildings, evacuation plans and the secure fixing of furniture and equipment can make all the difference in minimising damage.

The earthquake on the 17th was a warning. Don't wait for the next person to act. Protect what matters most today with insurance that suits your needs.

Talk to us and find out how to guarantee the best protection for your home or business - 214 131 310

jose.monteiro@grumese.pt

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