Car Insurance and Maintenance on Holiday

Before you go on holiday, be sure to check the coverage of your car insurance policy, travel assistance and vehicle maintenance.  

Travelling is one of life's most rewarding experiences, whether for leisure or work. However, it is essential to ensure that the vehicle is in perfect condition to avoid mishaps along the way. Maintenance is essential before any journey, not only for the safety of the driver and passengers, but also to ensure Travel Assistance insurance cover, a service that can make all the difference in the event of unforeseen circumstances.

In maintenance, a number of measures and checks are carried out on the vehicle before a journey, with the aim of preventing breakdowns and ensuring it runs smoothly. This service includes checking the condition of the tyres, the oil level, the brake system, the battery and other essential components for the safe performance of the vehicle.

Carrying out proper maintenance is an essential step in avoiding emergency situations on the road. What's more, regularly checking the condition of your vehicle can extend its useful life and reduce the cost of unexpected repairs. This care is even more relevant when considering Roadside Assistance, as some policies may require proof of regular maintenance to activate certain services, such as towing.

In the event of the need for towing, Travel Assistance may require validation of the vehicle's inspection, especially if the vehicle is of a considerable age. The age of the vehicle is a determining factor in eligibility for certain assistance services, and some insurers may refuse to tow if the vehicle has not passed the mandatory periodic inspection. Therefore, before embarking on a journey, it is important to ensure that the vehicle fulfils all legal requirements, including the mandatory inspection.

Another fundamental aspect to consider when preparing for a trip is to check the towing capital and the number of annual uses provided for in the car policy, Travel Assistance cover. The capital refers to the maximum amount covered by the policy for transport services. It is important to ensure that this amount is sufficient to cover the distances you normally travel.

In addition, many policies have an annual usage limit for towing services. If this limit is exceeded, the driver may be liable for the additional costs.

If you are travelling abroad, you should analyse the countries marked on the Green Card to see if you have insurance cover in countries that adhere to the International Convention, for example; you need to request an extension of cover if you are travelling to Morocco.

At Grumese, our commitment is to ensure that our customers are prepared for any eventuality while travelling. Maintenance, inspection validation, verification of cover, towing capital and annual utilisation are fundamental steps to ensure that, should the need arise, our customers can obtain effective support.

We invite all our clients to contact us to review their policies before travelling. We are here to ensure that every journey is safe, smooth and free of unpleasant surprises. After all, the safety and satisfaction of our clients is our top priority.

This information does not dispense with consulting the General and Particular conditions of the policy.

Talk to us - 214 131 310

jose.monteiro@grumese.pt

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Car Insurance and Maintenance on Holiday