Is your car insured against theft?
The number of car thefts in Portugal has increased significantly in recent years, raising concerns among car owners and insurance companies.
In recent years, Portugal has faced a worrying increase in the number of car thefts. This increase can be attributed to various factors, such as the development of more sophisticated techniques by car thieves and the growing demand for car parts on the black market. This scenario has led car owners and insurance companies to rethink the importance of theft cover car insurance.
A theft cover car insurance is an additional protection that covers total or partial theft of the vehicle, as well as damage resulting from attempted theft. This cover is especially relevant when car thefts are on the increase.
Having this protection gives owners peace of mind, because in the event of theft, they can receive the capital insured at the time, which allows them to minimise losses or settle existing loans.
It is therefore crucial that car owners re-evaluate their insurance policies and consider including or updating theft cover as well as reviewing the sum insured. In addition, it is essential that they know the details of this cover, such as possible limitations, excesses and claims procedures.
In addition to theft cover in car insurance, it is important to adopt measures to prevent car theft, such as using security systems like alarms, parking in safe, well-lit areas and avoiding leaving valuables visible inside the vehicle. With preventive behaviour, you can reduce the likelihood of theft.

By combining theft insurance with preventive measures, it is possible to meet the growing challenge of protecting cars against theft in Portugal.
Speak to your intermediary and make sure you have the right, up-to-date insurance.
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jose.monteiro@grumese.pt
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Is your car insured against theft?