Storms Expose Lack of Protection in Portugal The recent storms that hit our country left a significant trail of destruction and made visible a worrying reality: there are still a large number of homes and businesses without the adequate protection of multi-risk insurance. In just over a month, around 180 [...]
Civil Liability Insurance for Local Accommodation: Mandatory Submission Until 10th July Civil Liability Insurance (CR) is mandatory by law for all owners of Local Accommodation (LA) in Portugal. This requirement aims to guarantee the safety of guests, the liability of operators and the credibility of the tourism sector. Submitting the [...]
Tips for a Safe Holiday: Review Your Policies with Grumese Insurance Holidays are the perfect time to relax, explore new destinations and enjoy quality time with the family. But before you leave, there's an essential step that is often forgotten: checking that your insurance policies are up-to-date and appropriate for the [...]
Is your home or business protected against earthquakes? The earthquake felt in Lisbon on 17 February reminded us of the vulnerability of our property to unexpected natural phenomena. Fortunately, no serious damage was recorded, but the question remains: what if the next one is stronger? In Portugal, a severe seismic event [...]
The importance of a condominium insurance policy Condominium insurance is a fundamental form of protection for the collective assets of condominium owners, guaranteeing cover for damage caused to the building and its common facilities. When it comes to taking out insurance, many condominium owners choose to take out individual policies, without realising that this can bring [...]
Life Insurance - The value of ITP (Total and Permanent Invalidity) can be misleading If you took out Life Insurance at the bank when you bought your house, check your policy and see what cover you have in the event of Invalidity... you may think you're protected and not be... IAD [...]
Updating the insured capital of Multi-risk Policies - Buildings and Premises Did you know that you have to update the capital of your policy yourself? Yes, this is the sole responsibility of the insured. How and when to do it: - In the case of contents cover, you should periodically update the value attributed to each asset, having [...]
Mediator Grumese joins forces with companies in Oeiras and Amadora By joining forces with ACECOA, a business association in municipalities close to Lisbon, the mediator is betting on growth in its health plan supported by insurer RNA. Grumese Seguros has announced a new partnership with ACECOA - Associação Comercial e Empresarial dos Concelhos de Oeiras e Amadora, an association with [...]
Cyber Risk Insurance - Grumese How can you protect your company with Cyber Risk insurance? At a time when we are witnessing an increase in cyber attacks and seeing large companies being attacked at huge cost to the business and its customers, how can insurance help? Firstly, we shouldn't forget that [...]
Portuguese Portuguese 
Spanish
English